Get Out of Debt Archives - Baby Boomer Super Saver

January 21, 2021February 21, 2024

Money Worries? All You Need To Know About Blue Monday

This post about money worries contains affiliate links. If you click on a link and make a purchase, I will receive an affiliate commission at no extra cost to you. Please read my disclosure page for more info.

Blue Monday happened this week. It is supposedly the most depressing day of the year.

By the third Monday of January, we may feel sad that holiday celebrations are over. Or perhaps the short, dark days of winter add to our gloom. Piles of credit card bills from December expenses start to fill mailboxes and stress builds up. As a result, money worries kick into high gear, leading to the most depressing day of the year.

However, is Blue Monday real or just a myth? In this post, we’ll examine Blue Monday and it’s link with personal finance. More importantly, we will look at things you can do to alleviate money worries and where to turn for mental health concerns.

May 9, 2018February 21, 2024

The Debt Snowball Is The Best Strategy For Killing Debt!

The debt snowball can help you wipe out debt quickly, — Photo credit StockSnap via Pixabay.

This post on the debt snowball contains affiliate links. If you click on a link and make a purchase, I will receive an affiliate commission at no extra cost to you. Please read my disclosure page for more info.

Have you heard of the debt snowball? The idea behind the debt snowball is that by paying off your smallest debts first, regardless of interest rates, you will gain a sense of satisfaction that gives you the motivation to plow through the rest of your debt very quickly.

In this post, we’re going to examine why the debt snowball is the best method to get out of debt, so that you can then put all your efforts into catching up retirement savings.

September 18, 2017February 21, 2024

How Our Money Story Can Help You Improve Your Finances

Image of woman holding out a stack of cash. It's possible to change your money story to improve your finances. — Image by Kredite from Pixabay.

This post on how to improve your finances may contain affiliate links. If you click on a link and make a purchase, I will receive an affiliate commission at no extra cost to you. Please read my disclosure page for more info.

We all have a money story, but did you know you can re-write the ending in order to improve your finances? Here’s how we found the motivation to change our money mindset.

Are you living with the stress of debt? My family struggled with debt far longer than we should have before my husband and I finally woke up, changed our ways, and began saving our money.

We struggled through the Great Recession of 2007 – 2009. At that time, I had my own early childhood education business. Due to the economic downturn, I ended up closing my business and sold all my classroom equipment and supplies.

I went back to work for The Man.

September 16, 2017February 21, 2024

Learn the Truth About Our Money Story in the Next 60 Seconds.

Photo of a pile of money, including $1, $5, $10, and $20 dollar bills. This is our money story. — What’s your money story? Image by StockSnap via Pixabay.

This post about our money story contains affiliate links. If you click on an affiliate link and make a purchase, I will receive an affiliate commission at no extra cost to you. Please read my disclosure page for more info.

Sharing our money story . . .

Sharing our money story was something I wanted to do because I passionately believe it’s not too late to catch up retirement savings, even after making mistakes (we’ve made a bunch), or starting late (also guilty of this). What I didn’t expect was how much our story would resonate with others, or the level of positive feedback I’d get.

It’s been heart warming to hear that the stories and comments on this site have inspired others. I’m really excited about the growth of this site! It’s gratifying to know I may be making a difference in my readers’ lives, and you can be a big part of that, too.

By commenting thoughtfully, with acceptance and encouragement, you help create a safe space for people to share their questions about money. You can help people re-write their money story!

Here is our money story. . . Continue reading “Learn the Truth About Our Money Story in the Next 60 Seconds.”